Ray J was hit with a lawsuit accusing him of owing a massive credit card debt days before he was arrested for making alleged threats to his estranged wife, Princess Love, Us Weekly can exclusively report. On November 19, Ray J (real name: Willie Norwood) and his company Tronix Network were sued by American Express in Los Angeles Superior Court. In court docs, American Express claimed Ray J, 44, and his company owed a total of $139,849.85 for breach of contract. The credit card company claimed Ray J stopped making payments on the card in May and still owed the six-figure balance.