Pexels/Tima Miroshnichenko Don't assume you're covered for hiking, diving, or skiing. Here's how to compare plans and find the right protection for your adrenaline rush. April 12, 2026 AceShowbiz - You've booked the flight, reserved the hut-to-hut trek, and maybe even splurged on that guided ice climbing day. Your gear is dialed in, your fitness is on point, but there's one crucial detail you might be glossing over: your travel insurance. That standard policy you bought with your flight? It likely views your planned adventure as a "dangerous activity" worthy of a blanket exclusion.